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kieblera5
Penny Hoarding Member
USA
859 Posts |
 Posted - 05/31/2008 : 20:26:21
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I went in today to cash my paycheck and get two boxes to hand sort this week. They told me that they would only give me one because they needed to save the rest for "people who really need them".
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Democracy is being allowed to vote for the candidate you dislike least.
Never argue with an idiot. They will drag you down to their level and then beat you mercilessly with experience.
Caller number seven gets the Peace Prize!
Get coding tips, tricks, and more at: http://codingmonday.blogspot.com |
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HoardCopperByTheTon
Administrator
USA
6807 Posts |
Posted - 05/31/2008 : 20:30:11
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Those "people who really need them" would be Ryedale owners. You can stretch a box out all week if you are handsorting. 
I picked up 24 boxes this morning on the way to work.. cause "I really need them." |
If your percentages are low.. just sort more. If your percentages are high.. just sort more.
Now selling Copper pennies. 1.6x plus shipping. Limited amounts available. |
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Kurr
1000+ Penny Miser Member
2906 Posts |
Posted - 05/31/2008 : 20:48:00
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I'd take offense.
Tell me you dont have enough, tell me you need em for your businesses, tell me you just sent em out, DON'T assume to know what I need or don't need, or insult me by tryng to make me feel un-important.
I'd speak to a manager about it. If nothing else just to secure your boxes, regularly. Of course I am assuming you have an account there. |
The silver [is] mine, and the gold [is] mine, saith the LORD of hosts. Hag 2:8 [/b]
He created it. He controls it. He gave it to us for His use. Why did we turn from sound scriptural currency that PROTECTS us?
KJV Bible w/ Strong's Concordance: http://www.blueletterbible.org/
The book of The Hundreds: http://www.land.netonecom.net/tlp/ref/boh/bookOfTheHundreds_v4.1.pdf
The Two Republics: http://www.whitehorsemedia.com/docs/THE_TWO_REPUBLICS.pdf
Good reading: http://ecclesia.org/truth/government.html
A number of people are educated beyond, sometimes way beyond, their intelligence. - Tenbears
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Edited by - Kurr on 05/31/2008 20:48:58 |
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jadedragon
Administrator
Canada
3788 Posts |
Posted - 05/31/2008 : 20:53:51
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I think you just found a good dump bank! "You have clents that really need pennies???... well have I got a deal for you!"
I casually ask about their net flow of coin = are they an importor or exportor? Sell zinc to the importors, buy mixed from the exportors. Smooth out the system. If you get good enough you will completely cut Brinks out of the system. |
“The reasonable man adapts himself to the world; the unreasonable one persists in trying to adapt the world to himself. Therefore all progress depends on the unreasonable man.” – George Bernard Shaw.
Why Copper Bullion ~~~ Interview with Silver Bullion Producer Market Harmony
Passive Income blog |
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Ardent Listener
Administrator
USA
4841 Posts |
Posted - 05/31/2008 : 20:59:47
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quote:
Originally posted by Kurr
I'd take offense.
Tell me you dont have enough, tell me you need em for your businesses, tell me you just sent em out, DON'T assume to know what I need or don't need, or insult me by tryng to make me feel un-important.
I'd speak to a manager about it. If nothing else just to secure your boxes, regularly. Of course I am assuming you have an account there.
I agree. I do a lot of drive buys and at rare times I have been told that the bank didn't have enough to sell to me. I had no problem with it since I did not place an order. But if they would have told me that I didn't need pennies or nickels I would have told them very loud, so all could hear, that they were wrong and that what I really didn't need was their bank. |
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All posts either by the members, moderators, and the administration of http://realcent.forumco.com are for your edification and amusement only. It is not the intent of realcent.forumco.com or its host to provide investment, medical, matrimonial, legal, security or tax advice and nothing posted here should be considered to be so. All rights reserved.
Think positive. |
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HoardCopperByTheTon
Administrator
USA
6807 Posts |
Posted - 05/31/2008 : 21:00:29
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Great answer legacypac. I must have been sleeping.. usually I see any dumping opportunity right away.
Of course he has an account there, Kurr. We all know from other posts that banks don't even want to cash a paycheck drawn on their own bank unless you have an account there. |
If your percentages are low.. just sort more. If your percentages are high.. just sort more.
Now selling Copper pennies. 1.6x plus shipping. Limited amounts available. |
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HoardCopperByTheTon
Administrator
USA
6807 Posts |
Posted - 05/31/2008 : 21:03:50
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I get turned down at the bank too. You just have to ask for more. You come in with a big cart and ask for 24 boxes.. then they feel bad that they can only give you 2.. LOL.
Actually I have been turned down or given only 1 box plenty of times. |
If your percentages are low.. just sort more. If your percentages are high.. just sort more.
Now selling Copper pennies. 1.6x plus shipping. Limited amounts available. |
Edited by - HoardCopperByTheTon on 05/31/2008 21:04:26 |
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jadedragon
Administrator
Canada
3788 Posts |
Posted - 05/31/2008 : 21:54:19
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| Today I want to a bank and asked for a box of 1cent and 5cent each. The "keeper of the coin" teller was gone! I scored 3 rolls of copper and 3 rolls of zinc :( Another time I scored 8 boxes of Nickels just by asking. It's like playing the lotto. And getting better then 1 box on a driveby is rare for me so at least you got one box. |
“The reasonable man adapts himself to the world; the unreasonable one persists in trying to adapt the world to himself. Therefore all progress depends on the unreasonable man.” – George Bernard Shaw.
Why Copper Bullion ~~~ Interview with Silver Bullion Producer Market Harmony
Passive Income blog |
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TXTim
Penny Hoarding Member
629 Posts |
Posted - 05/31/2008 : 22:45:37
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quote:
Originally posted by HoardCopperByTheTon
I get turned down at the bank too. You just have to ask for more. You come in with a big cart and ask for 24 boxes.. then they feel bad that they can only give you 2.. LOL.
Actually I have been turned down or given only 1 box plenty of times.
Yes - correct strategy!
I call some of my banks and ask to order 10 boxes and many times they say they have 5 or 6 boxes in stock if I need them immediately.
I have also made my minimum request $100 worth and usually get it - and if not, they usually give me $50.
I was weaned on half dollars so asking for a boatload of pennies is a no-brainer. halves are a lot harder to find in quantity. |
Beer is my currency. |
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JerrySpringer
Penny Hoarding Member
669 Posts |
Posted - 06/01/2008 : 00:08:34
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quote:
I went in today to cash my paycheck and get two boxes to hand sort this week. They told me that they would only give me one because they needed to save the rest for "people who really need them".
Wow, they were out of line. In the scheme of things, the bank has a right to tell you they have no pennies but they have no right to tell you whether you are entitled to your money or not.
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kieblera5
Penny Hoarding Member
USA
859 Posts |
Posted - 06/01/2008 : 00:40:14
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quote:
Originally posted by HoardCopperByTheTon
Those "people who really need them" would be Ryedale owners. You can stretch a box out all week if you are handsorting.
I picked up 24 boxes this morning on the way to work.. cause "I really need them."
Actually, I can sort about four a week with my work schedule. They said I could come back Monday for more. Probably just ONE more. |
Democracy is being allowed to vote for the candidate you dislike least.
Never argue with an idiot. They will drag you down to their level and then beat you mercilessly with experience.
Caller number seven gets the Peace Prize!
Get coding tips, tricks, and more at: http://codingmonday.blogspot.com |
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moboman
1000+ Penny Miser Member
USA
2555 Posts |
Posted - 06/01/2008 : 00:50:42
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quote:
Originally posted by kieblera5
I went in today to cash my paycheck and get two boxes to hand sort this week. They told me that they would only give me one because they needed to save the rest for "people who really need them".
I always wondered who went to the bank buying pennies. Most fast food places prefer brinks to CWR's I would assume.
You should offer to trade them, your rolls of "searched for wheats" for their rolls of "unsearched", that of course means you are rerolling your zinc, but it could be worth it. |
"99% of all lawyers give the rest of them a bad name" 
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kieblera5
Penny Hoarding Member
USA
859 Posts |
Posted - 06/01/2008 : 02:17:06
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quote:
Originally posted by Kurr
I'd take offense.
Tell me you dont have enough, tell me you need em for your businesses, tell me you just sent em out, DON'T assume to know what I need or don't need, or insult me by tryng to make me feel un-important.
I'd speak to a manager about it. If nothing else just to secure your boxes, regularly. Of course I am assuming you have an account there.
Yeah, I have an account. When I questioned them, they gave me some stupid excuse about not wanting to go get them... Lazy, lazy, lazy... |
Democracy is being allowed to vote for the candidate you dislike least.
Never argue with an idiot. They will drag you down to their level and then beat you mercilessly with experience.
Caller number seven gets the Peace Prize!
Get coding tips, tricks, and more at: http://codingmonday.blogspot.com |
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Kurr
1000+ Penny Miser Member
2906 Posts |
Posted - 06/01/2008 : 07:22:02
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Not WANTING to go get them?? Thats an entirely different story! In fact thats an IMMEDIATE request to see the manager. They should be aware of their employees attitudes like that toward customers.
Imagine the walmart employee not wanting to get your high end electronic device you want to buy and telling you its because it's on the top shelf and they're too tired to get it down for you, come back later. They're butt would be in the un-employment line before you out of the parking lot.
Thats the way I see banks. They are not a government thing even tho they work with the federal reserve (which oddly isn't government owned either) Just a commercial institution like any other business, sometimes they need to be reminded of that and they need to rememeber that I am the customer.
If they dont want to give me the product I want, treat me rudely, or arbitrarily decide what I need/ don't need or want/don't want, then theres another bank down the road that really REALLY wants me as a customer. I have a credit union that WANTS to give me an account just to order me coins because they get a kick out of seeing me take em out and wondering what I do with em. And I share my good finds with them. If you really have entusiam and excitement for something share it, Sometimes its catching and people will want to help you to share in the excitement vicariously.
Again I'd speak with a manager and if you can't find satisfaction that way, heres hoping you find a new bank with a bigger vault!! |
The silver [is] mine, and the gold [is] mine, saith the LORD of hosts. Hag 2:8 [/b]
He created it. He controls it. He gave it to us for His use. Why did we turn from sound scriptural currency that PROTECTS us?
KJV Bible w/ Strong's Concordance: http://www.blueletterbible.org/
The book of The Hundreds: http://www.land.netonecom.net/tlp/ref/boh/bookOfTheHundreds_v4.1.pdf
The Two Republics: http://www.whitehorsemedia.com/docs/THE_TWO_REPUBLICS.pdf
Good reading: http://ecclesia.org/truth/government.html
A number of people are educated beyond, sometimes way beyond, their intelligence. - Tenbears
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swusc
Penny Hoarding Member
USA
553 Posts |
Posted - 06/01/2008 : 09:34:31
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Just trying to clear up the common mistakes about the Federal Reserve.
They are pretty much owned by the U.S. government.
1) Profits go to the U.S. Treasury (They have a zero equity balance sheet unless you revalue their gold holdings from $42.22 an oz)
2) Board of Governors is appointed by the President and confirmed by the Senate.
So the Government picks the leaders and get the profits. That is pretty much ownership.
-SWUSC |
`Everybody is ignorant. Only on different subjects.' Will Rogers
"This is the shabby secret of the welfare statists' tirades against gold. Deficit spending is simply a scheme for the "hidden" confiscation of wealth. Gold stands in the way of this insidious process. It stands as a protector of property rights. If one grasps this, one has no difficulty in understanding the statists' antagonism toward the gold standard." Alan Greenspan, 1966. |
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HoardCopperByTheTon
Administrator
USA
6807 Posts |
Posted - 06/01/2008 : 11:53:15
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quote:
Originally posted by kieblera5
Yeah, I have an account. When I questioned them, they gave me some stupid excuse about not wanting to go get them... Lazy, lazy, lazy...
I imagine most of the time we ask for boxes of pennies the teller probably "really doesn't want to go get them." That is why I am a nice guy and take in my cart which is rated for 660 pounds. That way they can easily load it up with as many pennies as they want to and wheel it out. I'm nice like that.
I went to work yesterday.. I didn't really want to.. I didn't get paid extra for it.. I am on salary. I had to do things "I didn't really want to." But that is my job. The paycheck was good on Friday.. and I was able to buy lots of pennies with it.. which I really wanted to do.. so I do my job. |
If your percentages are low.. just sort more. If your percentages are high.. just sort more.
Now selling Copper pennies. 1.6x plus shipping. Limited amounts available. |
Edited by - HoardCopperByTheTon on 06/01/2008 11:54:02 |
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jadedragon
Administrator
Canada
3788 Posts |
Posted - 06/01/2008 : 13:04:49
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If the branch is empty, I got no problems asking that they search the back corners of thier vaults for coin. If there is a big line I just take what is on hand in the front. Generally it takes two tellers and 5-10 min here to dig out coin from the vault, so in deferance to my fellow customer's time I hate to tie up 1/2 the tellers for an extended period of time.
Our pennies and nickels do place a burden on the banks. I get them from places I have acounts with and no accounts with. I pay no fees at all for them by trading paper cash for coin. Banks make money on interest and fees - yet our coin obsession gives them neither. In fact they have to pay to order and ship coin, plus internal cost of handling it. So I don't want to draw attention to much and don't want to see the manager looking closely at my activities.
Since your teller didn't want to go get the pennies - and you have an account - I go back to my original idea of using them as a dump bank. Easier to dump where you can deposit the coin, then take cash out later. They can hardly refuse to accept your coins. Hard to dump where you have no accounts - easy for them to refuse to accept your coin. |
“The reasonable man adapts himself to the world; the unreasonable one persists in trying to adapt the world to himself. Therefore all progress depends on the unreasonable man.” – George Bernard Shaw.
Why Copper Bullion ~~~ Interview with Silver Bullion Producer Market Harmony
Passive Income blog |
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kieblera5
Penny Hoarding Member
USA
859 Posts |
Posted - 06/04/2008 : 01:44:21
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| Well, I went back to the same branch yesterday to get another box. They weren't very happy to see me and were not very polite. I'm thinking two words... Dump bank! |
Democracy is being allowed to vote for the candidate you dislike least.
Never argue with an idiot. They will drag you down to their level and then beat you mercilessly with experience.
Caller number seven gets the Peace Prize!
Get coding tips, tricks, and more at: http://codingmonday.blogspot.com |
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Saul Mine
Penny Collector Member
USA
343 Posts |
Posted - 06/04/2008 : 02:31:35
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| I often suspect the tellers pull these little tricks because it's the only chance they have to feel in control. I try to sidestep that by asking advice, worrying about causing them so much work, and expressing lots of appreciation. Butter them up. Spread it on with a trowel. And at the end tell her she has a nice hairdo or something. |
A penny sorted is a penny earned!
Please use tinyurl.com to post links. Long links make posts hard to read. |
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moboman
1000+ Penny Miser Member
USA
2555 Posts |
Posted - 06/04/2008 : 07:43:41
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It all depends on the bank. I did a driveby at a bank that I didnt have an account with at the time, and asked if they had any pennies they wanted to get rid of. The tellers dug through their safes, and through the vault. Came up with over $200. They said thank you soo much, we've been tripping over them in the vault lately.
So you really never know... If you make their life easier, they will probably be happy to help you. |
"99% of all lawyers give the rest of them a bad name"
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CoinHunter53562
1000+ Penny Miser Member
USA
1805 Posts |
Posted - 06/04/2008 : 07:51:23
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quote:
I went in today to cash my paycheck and get two boxes to hand sort this week. They told me that they would only give me one because they needed to save the rest for "people who really need them".
To play devil's advocate here, maybe the people who really need them are businesses who do change orders. Banks typically ordered a fix amount of change based on their past demand for change required during the course of a week. The teller probably could have explained it better but I would be willing to be that is what she is referring to. I worked at a bank (not as a teller though) so I can see things from their point of view as well. The simple solution is to set up a weekly order with them so that you are guaranteed the amount you need. If they wont do that, then dump away at their branch! |
My hobby: collecting real money 1 copper cent or nickel at a time.
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horgad
1000+ Penny Miser Member
USA
1641 Posts |
Posted - 06/04/2008 : 08:39:25
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Pretty much every bank that I have been to wants to keep some coins on hand incase one of their business customers needs some. I have no problem with that. The teller just handled it a bit poorly...the teller should have just said I have one extra box and left it at that.
Anyhow, I would move on and realize that if you want a consistent supply of pennies then the best thing to do is place a standing weekly order at a bank even if it is just for 1 or 2 boxes a week. That way the bank will not be worried about running out of coins when you ask for them and you will get all the pennies that you want... |
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CoinHunter53562
1000+ Penny Miser Member
USA
1805 Posts |
Posted - 06/04/2008 : 12:44:53
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quote:
Anyhow, I would move on and realize that if you want a consistent supply of pennies then the best thing to do is place a standing weekly order at a bank even if it is just for 1 or 2 boxes a week. That way the bank will not be worried about running out of coins when you ask for them and you will get all the pennies that you want...
That's exactly what I did. I too got turned down many times when I first started. Sometimes it was a nice "sorry we dont have any extra boxes to spare right now" to "are you business owner?" to a not so subtle "you need to call ahead next time". I finally talked to the head teller at my branch and asked if I could make a standing order of 2 boxes a week. He said yes but on the condition that I kept my commitment to get them as they have limited vault space. |
My hobby: collecting real money 1 copper cent or nickel at a time.
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Nickelless
Administrator
USA
5580 Posts |
Posted - 06/04/2008 : 16:36:45
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quote:
Originally posted by moboman
It all depends on the bank. I did a driveby at a bank that I didnt have an account with at the time, and asked if they had any pennies they wanted to get rid of. The tellers dug through their safes, and through the vault. Came up with over $200. They said thank you soo much, we've been tripping over them in the vault lately.
So you really never know... If you make their life easier, they will probably be happy to help you.
Are most banks looking for opportunities to get rid of pennies? I might try this Friday with banks where I don't have an account.
What would be the best day of the week to go asking if banks have any pennies they want to get rid of? |
Visit my new preparedness site: Preparedness.cc/SurvivalPrep.net
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Bluegill
1000+ Penny Miser Member
USA
1964 Posts |
Posted - 06/04/2008 : 20:36:26
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I too think the teller handled this very poorly. There is no excuse for that even if she truly was short of pennies that day. I would just find another bank to do business with. 1 or 2 boxes is not an out of line request on a drive by.
One of the banks that I have an account at used to sell me the occasional box with out even thinking about it. Then one of the tellers got promoted to head teller, then the ensuing ego-trip started. I was told in a lecture in no uncertain terms that if I wanted to by a box of pennies I would have to put in an order 1 week in advance. And she was a royal b&%#@ about it too...
Yet another bank noticed I was coming in 1-2 times a week to buy a box of pennies. The office manager offered to order an extra box a week just for me if I wanted to buy them on a regular basis. They now have a box waiting under the counter especially for me when I walk in. I don't even have an account there and they know it.
There are plenty of banks out there, you don't need to tolerate that disrespect.
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horgad
1000+ Penny Miser Member
USA
1641 Posts |
Posted - 06/04/2008 : 20:58:54
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quote:
Originally posted by Nickelless
quote:
Originally posted by moboman
It all depends on the bank. I did a driveby at a bank that I didnt have an account with at the time, and asked if they had any pennies they wanted to get rid of. The tellers dug through their safes, and through the vault. Came up with over $200. They said thank you soo much, we've been tripping over them in the vault lately.
So you really never know... If you make their life easier, they will probably be happy to help you.
Are most banks looking for opportunities to get rid of pennies? I might try this Friday with banks where I don't have an account.
What would be the best day of the week to go asking if banks have any pennies they want to get rid of?
Some banks have too many and some banks don't have enough. I suppose that it depends on many things like whether the bank's clientèle includes a lot of business or whether it is mostly little old ladies bringing in their hand rolled hoards.
Drive buys are fun and great way to gamble on getting a bunch of old hand rolled coins, but when it comes to efficiency (getting the most pennies in the least amount of time) standing orders just can't be beat. |
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Turned down at the bank
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