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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
 Posted - 12/15/2007 : 15:34:59
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A few things first....I never pay with exact change and 90% of the time I pay in cash. I separate my daily pocket change.
A few days ago a lady in front of me in line dropped a nickle. I picked it up and offered it to her. "Keep it," she said. Okay in the pocket it goes. I get home later that day, separate my change, and low and behold her nickle is a 1944 D silver war nickle. Cool I say to myself. Further searching reveals a 1941 wheat penny. Not bad for one day worth of pocket change.
Anybody else find anything cool in your pockets? Around here I usually get a little silver every year. This year: 3 90% Washington quarters, 4 90% Roosevelt dimes, and counting this nickle, 3 35% War nickles. Numerous wheats as well, no exact count as they just go into the "wheats" bag. Some Canadian cents, nickles, and a few quarters, one of which is silver.
I'm going to continue to post my pocket change finds, and I encourage you guys to do the same. Thanks.
Deal
p.s. I will exclude the regular Cu pennies found in my change as those are every day things.
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Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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aloneibreak
Penny Hoarding Member
USA
672 Posts |
Posted - 12/15/2007 : 16:35:43
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i also pay almost everything in cash. when i get fuel i always try to stop at an amount like $35.03 or $41.07 so i can get 4 ones back and the maximum amount of coins. odd i know. it irritates me when the cashier takes cents from the cup to make my amount even.
i keep cu cents and nickels of course from my pocket change. the zincs are returned with my others weekly. the dimes and quarters im able to use either at the vending machines at work or at the stamp machine at the post office.
in 2007 ive found 2 silver quarters and 2 silver dimes, all 64's. only 1 war nickel and about a dozen wheats from pocket change. no canadians in pocket change. |
My reading of history convinces me that most bad government results from too much government.
Thomas Jefferson
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fiatboy
Administrator
912 Posts |
Posted - 12/15/2007 : 18:16:03
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I haven't come across a silver quarter "in the wild" in about two or three years. A silver dime I receive about once a year. War nix pop up three or four times per year, I'd guess. I find wheaties all the time. I've found two on the ground this year, and I've probably received about 10 to 12 this year in change---maybe more. My girlfriend gives me all the wheaties she finds, so I really feel like I'm getting them all the time. I get Canadian silver about once I year, as well.
Even though I haven't found any silver quarters in change this year, I feel very lucky nevertheless, because two years ago I found a Standing Liberty quarter, and the year before that I found a Barber quarter in change!
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"Bart, it's not about how many stocks you have, it's about how much copper wire you can get out of the building." --- Homer Simpson |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 12/16/2007 : 09:24:04
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quote:
Originally posted by aloneibreak
i also pay almost everything in cash. when i get fuel i always try to stop at an amount like $35.03 or $41.07 so i can get 4 ones back and the maximum amount of coins. odd i know. it irritates me when the cashier takes cents from the cup to make my amount even.
I feel your pain. I am also a take-a-penny jar penny taker. In fact, last night a Chinese restaurant, I pulled six Cu cents from the take-a-penny dish there. I hit those things pretty hard every day. Every cent counts. I highly recommend taking a look in those dishes. Remember, it is not stealing. People leave them there for us. Never know what you will find. Wheats sometimes.
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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Hirbonzig
Penny Collector Member
USA
451 Posts |
Posted - 12/24/2007 : 13:37:04
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| Apart from my finds in bank wrapped rolls of coins I have found 2 war nickels in change from a McDonalds, a silver dime and about 5 wheat cents in 2007. I also find it irritating when the store clerk uses the penny dish to avoid giving me back 4 cents and I get a nickel instead. I also have a some extra zincs to make the total at the self serve coin counter end in .04 or .09 to get back 4 more cents. I once had a teller give me an extra cent to make it an even dollar amount. Like everybody on this forum, I would take the chance on getting a copper cent rather than getting a rounded amount back. |
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Ardent Listener
Administrator
USA
4841 Posts |
Posted - 12/24/2007 : 16:39:45
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| I don't have any problem with getting a nickel back in my change just as long as it's not a steel Canadian nickel. But like you, I find it irritating when a clerk uses the penny dish. When my wife and I go out to eat I'll leave a good tip for good service, but when I'm due my pennies I want them. |
Realcent.forumco.com disclosure. Please read.
All posts either by the members, moderators, and the administration of http://realcent.forumco.com are for your edification and amusement only. It is not the intent of realcent.forumco.com or its host to provide investment, medical, matrimonial, legal, security or tax advice and nothing posted here should be considered to be so. All rights reserved.
Think positive. |
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fiatboy
Administrator
912 Posts |
Posted - 12/24/2007 : 17:05:13
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I was at a store the other day. The total came to $4.99. I paid with a five. The clerk walked away without giving me my change. I guess he assumed I didn't want it cause it was only a penny. He owed me a penny, so I spoke up, "Hey...sir...I'd like my change, please." He gave me a 2005 Canadian penny. I handed it back. (I normally don't mind Canadian, but not like this.) "This is Canadian. Can I have a U.S. penny, please?" Why was I beginning to feel like the difficult one? All I wanted was my due change.... He opened his register and finally gave me my correct change. Worth the trouble, I suppose. It was a 1925 wheatie.  |
"Bart, it's not about how many stocks you have, it's about how much copper wire you can get out of the building." --- Homer Simpson |
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Ardent Listener
Administrator
USA
4841 Posts |
Posted - 12/24/2007 : 18:39:57
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| Proof that there is a just God fiatboy. |
Realcent.forumco.com disclosure. Please read.
All posts either by the members, moderators, and the administration of http://realcent.forumco.com are for your edification and amusement only. It is not the intent of realcent.forumco.com or its host to provide investment, medical, matrimonial, legal, security or tax advice and nothing posted here should be considered to be so. All rights reserved.
Think positive. |
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fiatboy
Administrator
912 Posts |
Posted - 12/29/2007 : 20:24:56
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| Got a war nickel is change at the gas station today. Nice surprise---I hadn't got one it a while. |
"Bart, it's not about how many stocks you have, it's about how much copper wire you can get out of the building." --- Homer Simpson |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 12/29/2007 : 20:57:30
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Silver is silver, be it 35%, 40%, or 90%. It all adds up.
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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fiatboy
Administrator
912 Posts |
Posted - 12/31/2007 : 03:40:48
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quote:
Silver is silver, be it 35%, 40%, or 90%. It all adds up.
One of the truest things I know.
And since I got a .999Ni Canadian nickel in change yesterday, I'd add that "nickel is nickel" too. |
"Bart, it's not about how many stocks you have, it's about how much copper wire you can get out of the building." --- Homer Simpson |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 12/31/2007 : 11:27:46
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Today at the gas station I received one of those painted reverse quarters. It's a Georgia. Any info on these? I know it's probably not worth anything, but neat to get in change none the less.
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 01/02/2008 : 20:52:18
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'49 wheat. Not really fancy but came in change non the less.
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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n/a
deleted
192 Posts |
Posted - 01/02/2008 : 21:30:02
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With Due Respect, I do not agree with the statement that,
"Silver is silver, be it 35%, 40%, or 90%. It all adds up."
Although it is crazy to argue with the second statement, the first does not follow from the second.
There are, in my openyawn, two categories of of Precious metals;
1. those of known purity
2. those of unknow purity.
Within each category there are subcategories.
1a. known purity of high concentration
1b. known purity of low concentration
2a. unknown purity of high concentration
2b. unknown purity of low concentration
One could say that bread is bread, but there is fresh bread, stale bread that is still edible and moldy poisonous bread.
Each of these has a price.
Each price takes place in the context of a culture.
If the culture is aware of this and unaware of that, the price may be effected by the zeitgeist or psychology of the time and place.
One more minor observation:
If I have pure water it has a certain value.
Salt also has a certain value.
If I have water contaminated by salt, it is likely to be of less value than the salt and the water would be worth if they were separated.
And herein lies the rub.
It took labor and energy to separate and preserve those purities.
The mixed contaminate is of less value.
Unless and Until you separate them.
Separating them will cost you in labor and energy and therefore price. |
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The market can stay irrational longer than you can stay solvent.
John Maynard Keynes,
English economist (1883 - 1946)
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fiatboy
Administrator
912 Posts |
Posted - 01/02/2008 : 23:45:28
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Good points, me2. Here's my take:
Implied in the value of all silver coins is the notion that, theoretically, very large quantities of silver coins (and other silver scrap) can be melted down into either future coins, silverware, jewelry, or Good Delivery bars redeemable against international contracts via ISO currency code XAG. The latter is a primary function of the spot price.
Implied in the melting process is the notion that the refiner has the proper financial, experiential, and implementational wherewithal to actually refine silver.
Assuming all that is true---which is assuming a lot, but nonetheless assumed every day---the form and purity of silver is immaterial. In other words, silver is silver.
War nickels, for instance, (35% silver) contain magneseum, which is highly reactive and should NOT be melted down with 40% or 90%. War nickels must be chemically melted to free the manganese from the silver, or else sparks will fly!
Manipulation and coercion notwithstanding, the above are the suppositions that form the foundation of the silver market.
However....and here's the rub as I see it:
You and I aren't taking physical delivery of Good Delivery bars. We don't need an assay card for our walk-in vault. We deal with smaller, more ubiquitous forms of silver, like 90%.
Our market is largely one-to-one buyer/seller agreements. We are still influenced by the Big Money Players, but we don't have their resources and therefore must rely more heavily on our knowledge, wit, and luck. If I had a smelter, I'd be buying all the junk and generic silver I could, because any impurities would turn to sludge in the refinement process. Since I don't have such resources, I have to rely on silver of a known weight and purity. Silver coins minted by the U.S. Mint, Canadian Mint, et al., are probably the most widely recognized form of silver in the North America, if not the world.
I can't remove the sludge. Therefore, I must be shrewd in the silver I buy.
quote:
And herein lies the rub.
It took labor and energy to separate and preserve those purities.
The mixed contaminate is of less value.
Unless and Until you separate them.
Separating them will cost you in labor and energy and therefore price.
Great point. They who have the greatest influence on the price of silver are unencumbered by labor and energy. We, on the other hand, must suffice with what we do have. We are on the receiving end of energy and labor, and that is why Silver American Eagles aren't sold for spot. Obvious, I know, but it bears repeating. When people complain about a coin being such-and-such over spot, they're sometimes forgetting that they're paying for the finished product, not silver "in the raw"---which is what the spot price reflects.
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"Bart, it's not about how many stocks you have, it's about how much copper wire you can get out of the building." --- Homer Simpson |
Edited by - fiatboy on 01/03/2008 11:40:53 |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 01/03/2008 : 07:11:50
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Well, fiatboy said about exactly what I think. Nice post me2, I respect your opinion.
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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n/a
deleted
8 Posts |
Posted - 01/06/2008 : 20:37:58
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quote:
Originally posted by fiatboy
quote:
Silver is silver, be it 35%, 40%, or 90%. It all adds up.
One of the truest things I know.
And since I got a .999Ni Canadian nickel in change yesterday, I'd add that "nickel is nickel" too.
Interesting and lucky, fiatboy. The Canadian change seems to have dried up here west of Detroit ever since the Canadian dollar went to par with the US dollar. |
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fiatboy
Administrator
912 Posts |
Posted - 01/06/2008 : 22:23:01
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| Welcome to the forum, HobBob. Glad another Treasurenet member could make it to this part of the internet. |
"Bart, it's not about how many stocks you have, it's about how much copper wire you can get out of the building." --- Homer Simpson |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 01/22/2008 : 17:50:30
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I received a '44 P war nickel at a gas station this morning. Not in great shape or anything, but it is silver....First silver this year for me.
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 01/27/2008 : 09:58:57
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From McDonalds this morning.
Barbados one cent. 1973. Interesting looking coin. Copper? Anybody know?
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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Ardent Listener
Administrator
USA
4841 Posts |
Posted - 01/27/2008 : 13:51:10
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quote:
Originally posted by NotABigDeal
From McDonalds this morning.
Barbados one cent. 1973. Interesting looking coin. Copper? Anybody know?
Deal
I don't know, but I'm going to guess that it is copper. The Royal Canadian Mint probably made it. The R.C.M. makes coinage for a lot of those small countries down there with U.K. ties. So if I'm correct, then I'm thinking that they would have used blanks similar if not the same as the Canadian penny in 1973. |
Realcent.forumco.com disclosure. Please read.
All posts either by the members, moderators, and the administration of http://realcent.forumco.com are for your edification and amusement only. It is not the intent of realcent.forumco.com or its host to provide investment, medical, matrimonial, legal, security or tax advice and nothing posted here should be considered to be so. All rights reserved.
Think positive. |
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Know Common Cents
Penny Pincher Member
195 Posts |
Posted - 01/30/2008 : 23:57:00
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| I received a 1983 zinker in change about 2 weeks ago. Standard issue reject material until the field just below the date caught my eye. There's either an extra 1 in that field between the date and the rim or a very interesting die crack that allowed the flow of metal into that area. (My limited knowledge of these things tells me that die cracks in open field areas are somewhat rare occurrences. It's not a bubble or blister in the copper veneer as we've all seen.) Regardless, I showed it to a trusted coin dealer friend and he was certainly excited about it. Guess that elevated me from the ho hum status I was in about the coin. I may try to get it authenticated, time and finances permitting. For now, though, I'll hang on to my "Sold for $1.7 million at Auction" dream. Even a dream is cheap at the cost of one cent. |
Here in Wisconsin, we have some of the highest property and gasoline taxes in the US. We're squeezed so much, I have to make my daughter wear penny boxes for shoes. At least she has an endless supply. |
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 02/06/2008 : 19:54:01
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1955 D wheat and 1972 CA $0.01. Found at the same time from the same gas station as most of my other finds, and same one as the "nickel lady". It's usually my morning stop. Good luck in your searches!
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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CoinHunter53562
1000+ Penny Miser Member
USA
1805 Posts |
Posted - 03/27/2008 : 23:55:40
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| This thread hasnt been touched in almost two months so I thought I would bring back to the front page. Any interesting finds lately? |
My hobby: collecting real money 1 copper cent or nickel at a time.
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fiatboy
Administrator
912 Posts |
Posted - 03/28/2008 : 10:10:54
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| Yeah, I got a 1955-S penny a few days ago, and last week I got a Canadian King cent. |
"Bart, it's not about how many stocks you have, it's about how much copper wire you can get out of the building." --- Homer Simpson |
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Crash
Penny Pincher Member
USA
155 Posts |
Posted - 03/28/2008 : 10:38:03
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| I got a scruffed up 1947 wheat penny 2 weeks ago. I can't remember the mint mark. |
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Pocket change finds
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