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oober
1000+ Penny Miser Member
USA
1304 Posts |
 Posted - 02/06/2009 : 17:48:11
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Yes a bank doesnt want my business anymore.
TCF, who my wife and I have been with for 15yrs told me today I will not be receiving 1/2's anymore because the manager didn't want to order them.
So when on the phone with the manager because I was only told as I was walking out the door, he says...
They cost us money to order .... Beh... lie I believe.
They say they too much work... 2 friggin boxes a week and I have never dumped there... Lie again...
They then say, you do it for a profit... So what does that have to do with anything...Weak attempt at justification...
They then say... Its not fair to the bank you dump at.. My bank gladly takes my business...
I am in shock that these people in these economic times would want to turn customers away. I bet if I had 100k in my acct they would have no problem getting me 1/2's
Please of those that know this business well, tell me is any of these reasons are plausible.
TY for reading my rant...
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Neckro
1000+ Penny Miser Member
Saudi Arabia
2080 Posts |
Posted - 02/06/2009 : 17:53:52
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| Why would any bank care for business when they get free money from the government? |
Trolling is an art. |
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aaron239
Penny Collector Member
USA
260 Posts |
Posted - 02/06/2009 : 17:57:59
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| Sounds like a good bank to dump on now :) |
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slickeast
1000+ Penny Miser Member
USA
2533 Posts |
Posted - 02/06/2009 : 18:14:16
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| don't feel bad. I went to my regular bank today. I have 5 accounts with them and a mortgage. the head teller has been real nice up till today. she ordered a box of halves for me but when I asked if she could order 4 she said she is supposed to charge me but hasn't. I told her ok thanks for ordering the one and left. I don't know if she was in a bad mood or what caused the change of attitude. she ordered 500.00 in pennies for me 2 weeks earlier. I am going to bring her more chocolate when I pick up my box of halves. I called another branch of the same bank 15 minutes away. she ordered 1000.00 halves for me over the phone. lesson learned is...spread your pick ups around. and spread your drops around. sometimes tellers have bad days. be nice. give the bank a few weeks and try again. |
You don't have to be the BEST you just have to be.......SLICK
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TenBears
1000+ Penny Miser Member
USA
1021 Posts |
Posted - 02/06/2009 : 18:26:04
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| I think the most important of those was the 100k in the account. If you had that much, I think they would polish your shoes each visit if you asked to keep you from moving it elsewhere. |
"Rich," the Old Man said dreamily, "is not baying after what you can't have. Rich is having the time to do what you want to do. Rich is a little whiskey to drink and some food to eat and a roof over your head and a fish pole and a boat and a gun and a dollar for a box of shells. Rich is not owing any money to anybody, and not spending what you haven't got." Robert Ruark
there are too wild Indians...
there are too wild Indians...
there are too wild Indians...-----still taunted
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Bluegill
1000+ Penny Miser Member
USA
1964 Posts |
Posted - 02/06/2009 : 18:32:50
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Is that manager new? The few times I have had a problem with getting coins from a bank it is usually a new idiot manager trying to be a big shot.
I know others have, but I have yet to have a problem with lazy tellers. It has always been the manager. Those are some of the lamest most retarded excuses I have heard in a while...
They cost us money to order - It depends on if they get charged a flat fee for pick up and delivery, regardless of quantity, or if that charge is variable for different amounts. Usually it is the former.
They say they too much work - That is pure Bull &*%$. The delivery driver hand carts the coin boxes right up to the foot of the safe. If putting them in the safe and carrying them to the counter is too much work, the employees are over paid and under worked.
They then say, you do it for a profit - So anyone who uses a bank is not allowed to make a profit..? I would like to see the manager tell that to all his business clients... Sheesh 
They then say... Its not fair to the bank you dump at - I can't believe such retarded nonsense was uttered from a professional. Since when is any business concerned about the welfare of a competitor.
Definitely turn them into a dump bank. 
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Edited by - Bluegill on 02/06/2009 18:33:33 |
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TenBears
1000+ Penny Miser Member
USA
1021 Posts |
Posted - 02/06/2009 : 18:44:57
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quote:
Originally posted by Bluegill
Definitely turn them into a dump bank.
Word. |
"Rich," the Old Man said dreamily, "is not baying after what you can't have. Rich is having the time to do what you want to do. Rich is a little whiskey to drink and some food to eat and a roof over your head and a fish pole and a boat and a gun and a dollar for a box of shells. Rich is not owing any money to anybody, and not spending what you haven't got." Robert Ruark
there are too wild Indians...
there are too wild Indians...
there are too wild Indians...-----still taunted
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fb101
Administrator
USA
2856 Posts |
Posted - 02/06/2009 : 19:27:14
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quote:
quote:Originally posted by Bluegill
Definitely turn them into a dump bank.
Word.
I second the motion. The only thing that stops me from dropping at certain pickup banks is I don't want to P*** them off.
If they tell me they can't order coins for me anymore I'll explain that's fine with me, I'll just be making a lot more deposits.
Here's a notion if they want you to pay for dropping coin. - I haven't tried it, but I certainly would.
Get a checking account with overdraft protection. Over draw it by $500 and then make the deposit in coin. That makes it a loan, and I believe it would be illegal to charge you to make a loan payment. The interest if you roll fast enough should only be about a nickel, mighty cheap for a drop.
My guess is they'll offer to start ordering coin for you again fairly quickly.
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wagsthadog
Penny Hoarding Member
USA
565 Posts |
Posted - 02/06/2009 : 19:30:36
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Hi all,
Yeah, now that you all mention it one of my banks has been pretty snippy lately...
wags |
Only when they CAN'T have it, ......THEN they'll want it.
I love Cents. If you get an UNC box, you win. If you get a regular circ. box, you win. If you get a zinc box, you don't lose....so you still win. |
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Kurr
1000+ Penny Miser Member
2906 Posts |
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CoinHunter53562
1000+ Penny Miser Member
USA
1805 Posts |
Posted - 02/06/2009 : 20:21:34
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| Yep glad to see you found your new dump bank! ;) |
My hobby: collecting real money 1 copper cent or nickel at a time.
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NotABigDeal
1000+ Penny Miser Member
USA
3890 Posts |
Posted - 02/06/2009 : 20:55:28
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quote:
Originally posted by fb101
I second the motion. The only thing that stops me from dropping at certain pickup banks is I don't want to P*** them off.
If they tell me they can't order coins for me anymore I'll explain that's fine with me, I'll just be making a lot more deposits.
Here's a notion if they want you to pay for dropping coin. - I haven't tried it, but I certainly would.
Get a checking account with overdraft protection. Over draw it by $500 and then make the deposit in coin. That makes it a loan, and I believe it would be illegal to charge you to make a loan payment. The interest if you roll fast enough should only be about a nickel, mighty cheap for a drop.
My guess is they'll offer to start ordering coin for you again fairly quickly.
That would be awesome. Do it....
Deal |
Live free or die.
Plain and simple.
"If you love wealth more than liberty, the tranquility of servitude better than the animating contest of freedom, depart from us in peace. We ask not your council or your arms. Crouch down and lick the hand that feeds you. May your chains rest lightly upon you and may posterity forget that you were our countrymen."
- Samuel Adams |
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goodcents
Penny Hoarding Member
USA
504 Posts |
Posted - 02/06/2009 : 21:22:11
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A perfect scenario for your newest dump site.
It truly seems to me that since it's "too costly for them to order coin" that you'll be doing a great service by providing them with all that coin..ha ha ha!
Keep us updated. Maybe they'll get the hint.
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Lemon Thrower
1000+ Penny Miser Member
USA
1588 Posts |
Posted - 02/07/2009 : 07:44:28
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| "wow, i didn't realize it cost you so much. I would have expected this bank to be so successful that you would have a flat fee with the armored truck company. I guess people must be pulling their accounts lately, huh? I ought to give some thought to that." |
Buying:
Peace/Morgan G+ at $15.00
copper cents at 1.3X
wheat pennies at 3X
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knibloe
1000+ Penny Miser Member
USA
1066 Posts |
Posted - 02/07/2009 : 10:06:27
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Here's a notion if they want you to pay for dropping coin. - I haven't tried it, but I certainly would.
Get a checking account with overdraft protection. Over draw it by $500 and then make the deposit in coin. That makes it a loan, and I believe it would be illegal to charge you to make a loan payment. The interest if you roll fast enough should only be about a nickel, mighty cheap for a drop.
My guess is they'll offer to start ordering coin for you again fairly quickly.
[/quote]
I agree with the dump bank scenario all the way. The only problem with the overdraft protection is that some banks charge to use it. Mine charges $2 per overdaraft. Credit cards work nice. would be illegal for them to refuse to take a credit card payment or to charge you for it. I just discussed this with my wife yesterday. She uses a debit card for household purchases every month. I told her to get a card from BofA and use it instead. That way I can use any branch as a dump (I currently have no deposit accounts with them). I believe that it will also help us track and control spending. |
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killerken53
Penny Pincher Member
172 Posts |
Posted - 02/07/2009 : 11:34:54
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| Pay close attention to the details on any account. When I opened my new accounts at PNC bank, in the fine print there is the clause "we refuse the right to accept deposits". |
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Computer Jones
1000+ Penny Miser Member
USA
1112 Posts |
Posted - 02/07/2009 : 14:43:53
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Avoid that bank for 4 to 6 months then go back and ask if they'll order for you.
Things can and often do change. |
There's profit if you melt things!!
8{> |
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Dan52
Penny Collector Member
USA
422 Posts |
Posted - 02/07/2009 : 16:40:53
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| Oober, I had the same thing happen to me. It wasn't just halves either...it was all coins. I started buying boxes of coins at this bank even before I had an account. We reached a point where they told me I would have to have an account to buy coins. I opened an account, and shortly afterwards, they told me...."no more coins". Their reasoning was that they aren't supposed to supply large amounts of coins to non-business accounts. I told them they had been selling me coins for months. They said they had made a mistake and that they weren't supposed to have been selling me those coins. I felt so bad that I may have played a part in their making a mistake, that I decided to start returning those coins. A little every week. Good luck. |
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oober
1000+ Penny Miser Member
USA
1304 Posts |
Posted - 02/07/2009 : 17:07:52
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Well, gearing up for a nice deposit this week as I write this... Lets see how ofter then gotta change bags... :)
Free coin counting...weeeee!!!! |
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oober
1000+ Penny Miser Member
USA
1304 Posts |
Posted - 02/09/2009 : 16:03:18
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Well don't know if I will dump there as of yet, another branch I get nickels from is more then happy to start ordering 1/2's for me...
Weeeee, back in business. |
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n/a
deleted
105 Posts |
Posted - 02/09/2009 : 16:53:46
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| Give them about $475 in halves back. A lot of the times they can't get rid of them unless they have $500. |
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oober
1000+ Penny Miser Member
USA
1304 Posts |
Posted - 02/09/2009 : 17:59:22
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quote:
Originally posted by drs499m
Give them about $475 in halves back. A lot of the times they can't get rid of them unless they have $500.
That would be funny, but I'm sure Branch managers chat... I would hate to lose this option before it evern started. I will play it cool until I have exhausted TCF as a pickup bank...
I never forget things though. |
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cwgii
Penny Hoarding Member
USA
924 Posts |
Posted - 02/10/2009 : 15:53:47
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WF just shut me off from dumping.supposedly the managgers talked at a meeting, i was oussted. cu ordered me a box of halves.... all HAD BEEN, opened and sorted, then returned to the fed rolls. So that sucked. compass just told me , no more coins, as they just got a couple large merchant accts.
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oober
1000+ Penny Miser Member
USA
1304 Posts |
Posted - 02/10/2009 : 16:53:26
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quote:
Originally posted by cwgii
WF just shut me off from dumping.supposedly the managgers talked at a meeting, i was oussted. cu ordered me a box of halves.... all HAD BEEN, opened and sorted, then returned to the fed rolls. So that sucked. compass just told me , no more coins, as they just got a couple large merchant accts.
Were you picking up at one and dumping at another? |
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vrbsroma
Penny Collector Member
394 Posts |
Posted - 03/26/2009 : 13:14:02
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quote:
Originally posted by killerken53
Pay close attention to the details on any account. When I opened my new accounts at PNC bank, in the fine print there is the clause "we refuse the right to accept deposits".
To your knowledge, is this true of most bank account contracts? Perhaps a mandate by the Fed? |
As far as I know, it is stated "In God We Trust" on the US dollar. How can I trust this currency if I do not believe in God?
Possession is nine-tenths of the law.
When I give my two cents, they're always copper! |
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killerken53
Penny Pincher Member
172 Posts |
Posted - 03/26/2009 : 13:50:17
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| I do not know, but I realized I typed that sentence very wrong. the clause stated "we reserve the right to refuse deposits" |
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They wont order 1/2's anymore
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