FWIW, a lot of 20 Canadian Silver Dollars just sold on EBAY for 33.9% below melt value. 12 OZ of silver in 20 Canadian silver dollars = $201.40 minus the $133.05 purchase price (shipping included) for a potential silver profit value of $68.35 or 33.9% below melt value.
Anyone looking to buy bullion might want to look for lots of canadian silver dollars selling at odd hours of the day. 80% smaller denomination seem to sell even lower. I wish 90% USA silver dollars were this cheap!