Of course they would be happy to sell fractionals at that price. Their premium for an ounce is only $49.95, but they're going to offer you the chance to pay a $69.90 premium if the ounce is two halves, or a $99.80 premium if the ounce is four quarters. What nice altruistic fellows they are. Granted, fractionals are scarce... but do they really command that kind of premium when you could buy 10 oz silver ingots to accomplish the same purpose of making change?